What do you need to do in the event of death?
In addition to a great deal of grief, a death in the family also involves a lot of paperwork. Here are some tips that can make things a bit easier for you and your family in such a difficult period.
Premiums
In the event of death, please inform us as soon as possible and let us know of the exact date of death. If the deceased paid a personal premium to Vanbreda for his or her medical plan, we will notify you as soon as possible. Here you will find information on how to get back any premiums paid in excess.
What about the reimbursement of medical expenses?
When someone has passed away, it is of course possible that you, as a survivor, will still receive medical expenses in his or her name. You can still submit them to us for reimbursement according to the conditions of the medical plan. In order to be able to reimburse these medical expenses, we are obliged to follow a legal procedure. We'll list below what you can do.
One heir
If you are the sole legal heir, provide us with a deed or certificate of inheritance confirming this. You can easily request your notary to provide this. In addition, we need a power of attorney for the reimbursement of medical expenses to a legal heir. On that form you provide us with the IBAN account number to which we are allowed to deposit our contribution. All these documents can easily be sent to us online.
Settle the payment of costs in the event of death.
Multiple heirs
If there are several legal heirs, follow the same procedure as in the case of a single heir. Here, too, you must provide a deed or certificate of inheritance and the power of attorney. It is important that we can only deposit our contribution into one account. All heirs must therefore agree on the account number to be used. Make sure that each adult heir fills in and signs the power of attorney form himself. He or she will then confirm to which beneficiary and to which account number our repayment may be made.
Settle the payment of costs in the event of death.
Notary
Of course, it is also possible to appoint a notary to manage the estate of the deceased. In that case we can transfer our contribution to him or her. The notary then deals directly with the next of kin. It is important that the notary gives us an account number to which we can deposit and that he or she explicitly relieves us of all responsibility in connection with the payment of medical expenses.
If you follow these steps, you will at least avoid additional headaches in this difficult period.
