I got back to work, or I am incapacitated longer than initially expected. What should I do?

Does your incapacity for work last longer than initially expected? Or did you get back to work earlier? Vanbreda Risk & Benefits receives all relevant information about resumption of work or prolongation of incapacity for work directly from your employer.

Of course you too can keep us informed of all relevant changes of your situation, for instance when you resume work earlier. This avoids that Vanbreda Risk & Benefits wrongfully pays out amounts that you should pay back afterwards.

Frequently asked questions

What is the waiting period?

It is the period during which your guaranteed income insurance does not provide coverage yet. This insurance can only be activated as soon as the waiting period has expired. The length of this period depends on the conditions of your insurance policy.

I am incapacitated, but could not submit my guaranteed income declaration within 4 weeks. What should I do?

Submit your declaration as soon as possible, even if the submission deadline of 4 weeks has expired. As long as Vanbreda Risk & Benefits is able to carry out the necessary checks about your incapacity for work, we can work on your file.

Why does my guaranteed income insurance ask for additional information / a medical report about my incapacity for work?

When you have declared your incapacity for work at Vanbreda Risk & Benefits, your file is brought before our medical insurance adviser. He processes your file and will evaluate your economic incapacity for work. He takes into consideration your physical ability to perform your work, your professional competences and experience.