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Hospitalisation

What documents do we need to process your expenses?

It is important that you provide us with the correct documents so that we can correctly pay your expenses.

  1. First, check what affiliations you have (hospitalisation/serious illness/ambulatory).

  2. Do you have expenses for an admission or serious illness? Always first introduce a declaration for your file.

Invoice for your hospitalisation, with an overnight stay or a day admission (one day)

Hospitalisation Invoice

✅ Hospitalisation via Medi-Link (third-party payment)

  • The hospital sends us the hospital invoice directly.

  • You do not need to take any action.

  • We also pay the invoice directly to the hospital.


✅ Hospitalisation without direct payment to the hospital

  • Medi-Link cannot be activated, or it is not provided in your contract?

  • Please send us all pages of the hospital invoice.

  • You pay the hospital, and we reimburse you.


👉 Does your contract covers additional outpatient pre- and post-hospitalisation costs related to your admission? We can only reimburse these costs once we have received the hospital invoice. This usually takes around 2 to 3 months. You may already send us these expenses in the meantime; we will keep them on file in your dossier.

❌ Not accepted

  • Only the cover page showing the total amount and the payment slip.

  • Bank statements.

  • Bancontact receipts.

  • We do not reimburse advance payments.

Invoices for outpatient care in the hospital: examinations, consultations, and treatments without (day) admission

✅ Accepted

  1. The hospital sends the invoice to you.

  2. You pay the invoice to the hospital yourself.

  3. Please send us all pages of the invoice.

❌ Not accepted

  • Only the cover page showing the total amount and the payment slip.

  • Bank statements.

  • Bancontact receipts.


👉 The original certificate for provided medical care must always be sent to your health insurance fund.

Ambulance services

✅ Accepted

  • Please send us the detailed ambulance invoice, always front and back.

  • Will you still receive a reimbursement from your health insurance fund?
    If so, please also send us the payment statement from the health insurance fund (mutuality: statutory and/or supplementary reimbursement).

  • This invoice must always be paid by you first.

❌ Not accepted

  • Only the cover page showing the total amount and/or the payment slip.

  • Bank statements.

  • Bancontact receipts.


👉 The original certificate for provided medical care must always be sent to your health insurance fund (mutuality).

Medicines purchased at the pharmacy

BVAC certificate

✅ AssurPharma

  • Via your app: have the pharmacist scan your AssurPharma barcode.

  • You do not need to send us any documents; everything is transmitted to us digitally.

  • Do you still receive a copy of the documents after scanning?
    These are for your information only. You do not need to send them to us.


✅ AssurPharma not possible?

  • Please send us the BVAC certificates. These documents can be printed for you by the pharmacist.


👉 These certificates contain all the information required to process your costs correctly, such as the patient’s name, the details of the prescribing doctor, and the details of the purchase.

❌ Not accepted

  • Cash register receipts without the patient’s name.

  • Summary lists of purchased medication.


⚠️ In most contracts, medication is only covered when purchased with a medical prescription. For this reason, online purchases cannot be reimbursed.

Consultations / treatments at the doctor’s practice or other healthcare providers (physiotherapist, etc.), outside the hospital

✅ Accepted

  • Please send us the proof of digital payment you receive from your healthcare provider.

OR

  • The statement from your health insurance fund (individual payment statement) including the code and details of the service and their reimbursement.

  • These invoices must always be paid by you first.


⚠️ Did you pay more than the amount stated on the health insurance fund’s statement? If so, please also provide a statement from the doctor or healthcare provider confirming the paid amount (physiotherapist, specialist, etc.).

❌ Not accepted

  • Lists longer than 3 pages (please split these up).

  • M30 summary lists of services.

  • Bank statements.

  • Bancontact receipts.


👉 The original certificate for provided medical care must always be sent to your health insurance fund.

Invoices for laboratory tests

✅ accepted

  • Please send us the complete laboratory invoice, including the detailed page.

  • Always provide the documents front and back.

  • This invoice must always be paid by you first.

❌ Not accepted

  • Only the payment slip.

  • Only the front page of the invoice: the details of the costs related to the laboratory test are usually shown on the back.

Dental care, dental prostheses and orthodontics (when covered under your contract)

✅ Accepted

  • The statement from your health insurance fund (mutuality, individual payment statement) including the code and details of the dental services and their reimbursement.


⚠️Did you pay more than the amount stated on the health insurance fund’s statement?
If so, please also provide a certificate from the dentist showing the amount paid.


OR

  • Ask your dentist for the “certificate for treatments performed”.
    This document must include at least the following information regarding the dental services, in addition to the patient’s and healthcare provider’s details:

  1. The nomenclature codes OR a description of the dental services

  2. The price per dental service

  3. The date of the dental services

  4. The tooth numbers (for dental prostheses)

  5. The patient’s name


Orthodontics
For orthodontic treatment, we require additional information.
Please check here how to submit orthodontic costs.


❌ Not accepted

  • Invoices without the requested details.

Glases: frames and lenses (when covered under your contract)

✅ Accepted

  • The detailed invoice from the optician, including:

  1. The date of purchase

  2. The patient’s name

  3. The dioptre

  4. The price paid for the frame (separately)

  5. The price paid for the lenses (separately)


⚠️ In some policies, reimbursement is only possible if the ophthalmologist confirms the dioptre by means of a prescription.

Do you have a prescription? Please always include it with your reimbursement request. If not, please contact us so we can check whether this is required to be eligible for reimbursement.

❌ Not accepted

  • Invoices showing a single total amount for both the frame and the lenses.


⚠️ Depending on the policy: some outpatient policies do not provide cover for costs incurred abroad. In that case, please be careful with online purchases. The invoice must include a Belgian VAT number.

Check out our tips!

Submit your expenses digitally via the app or the portal.

For someone outside your household you can submit expenses without an account.

WeTransfer, OneDrive, Dropbox, or ZIP files are not accepted.

Please keep the original documents for 1 year.

Make sure your invoices are clearly legible and that you include all pages.

Submitting only the payment slip is not sufficient to process your expenses.

Expenses via the app? Please use the scan function to ensure clear images.

Submit your expenses regularly.

This makes things clearer, both for us and for you on your settlement notes. So you no longer need to collect expenses. This way, you don’t have to wait for your reimbursements.


Always select the correct guarantee.

Do you only have hospitalisation guarantee or serious illness guarantee?
In that case, please submit only the expenses that are directly related to the dossier.

You can only submit medical expenses.

Non‑medical expenses, such as parking fees or rental deposit invoices, are never covered.